Peck was born in Jacksonville, North Carolina, but grew up in Coshocton, Ohio. She is the daughter of a United States Marine. Her parents both came from musical backgrounds. Her mother's side of the family traveled and sang in churches. Her father' parents and grandparents were steeped in country music, playing dances in the area. Before Peck was able to even speak, she was able to sing. The first song she ever sang was Johnny Cash's "Folsom Prison Blues," which she continues to perform in her live shows to this day. She wrote her first song before the age of 10. She also sang in her church, as solo and as part of a choir. At age 16, she joined a band called The Neon Moon Band, which performed around the local area.

After graduating from River View High School in 1997, Peck went out on the road and formed her band, that performed at festivals and other events. She then moved to Nashville, Tennessee, finding work as a waitress while pursuing a career in country music. While in